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How Much Will Your Credit Score Change If…?

“How much will your credit score go up and down if…?” is the most common question asked. There are three credit reference agencies which keep your credit record that lenders access to calculate your credit score. At the time of borrowing, your credit score plays a paramount role in availing of affordable interest rates. If …

Are debt consolidation loans the right fit for bad credit people?

Is it possible to get loans to handle debts when credit scores are not perfect? It will depend on the individual situation and the type of lender you will find. Therefore, you cannot get an answer to this question in the form of ‘yes’ or ‘no’. You have to study your financial situation first. It …

4 Tips to Get Personalised Car Finance Deal despite Bad Credit

Are you looking to buy a car? You would be trying to know which loan option is actually suitable for you. There are various types of finances you can use to fund your car – personal loan, hire purchase, and personal contract purchase. Each type of funding source is different. Hire purchase and personal contract …

Providing Childcare as an Unemployed Parent: Immediate Steps to Take

While it might seem like you are the sole sufferer of the unemployment or cashless phase, it is the opposite. It is tempting to keep the news under wraps from your kids, but you must understand that- Unemployment affects the family as a whole. You may be right in hiding things from your kids out …

Doorstep loans bundled up to offer additional joys in your life!

These loans also have another name i.e. home collected loan. Both of them show the same set of properties. People prefer borrowing these loans when they do not have access to a bank account. It is the main purpose of offering these loans. Nevertheless, you can also take pleasure in the additional benefits of these …

The Impact of Debt Management Plan on Your Credit Rating

A debt management plan seems to be the best alternative to get out of debt, in which you offer a reduced payment to each lender and ask them to freeze interest. However, lenders are not bound to negotiate. Chances are they will comply with your offer if you reveal a true picture of your incapacity …